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"For smaller loan applicants, the major difficulty is the information asymmetry," he said. "How to reduce default risks of unsecured loans by monitoring the cash flows of companies is also a challenge, because small and micro enterprises are asset-light and short of pledges."

"For us, all lives matter. Human or animal - we'll try to rescue them all."

"Given the increasingly converging China-US interests and the close-knit pattern of the two countries being mutually dependent, there will be no future or winner but only losers in a trade war," she warned.

"HFM is also among the first Chinese fund managers to embrace environmental, social and governance investing as many of our northern European clients are highly conscious of a responsible investing strategy."

"Following the agreements, we will form an industrial alliance with top domestic and international brands to provide tailored service in kitchen renovation," Liu said.